How To Save For Your Travels

Nowadays, we’re all looking for ways to economise in our daily lives and avoid unnecessary spending. Our holidays and trips are a key expense and a great area for making savings without compromising on the experience.

A range of strategies and approaches can be used, from finding the best savings accounts at MoneySupermarket to maximise interest earned on holiday savings when booking flights online for the best prices.

As with the regular monthly budget, planning and discipline is key to building up savings for a holiday or trip. Estimate the total cost of the journey and the number of paydays until you leave, then use this to determine how much you’ll need to save from your salary to build up the necessary savings pot.

Adopt a Cost-Conscious Mentality

The best way to save money without the effects is to adopt the cost-saving mentality throughout everyday life. So when booking flights, spend time making price comparisons first. Consider travelling off-peak for better prices. Avoid excess baggage charges by travelling light. Look around for the best currency exchange rates and adopt the same approach for your holiday travel insurance.

Also, consider taking a different holiday, such as staying with a host run by Airbnb management in Bath rather than a hotel. You’ll avoid all the expensive tourist traps, see the ‘real’ destination, and visit the local restaurants, bars, entertainment and attractions without paying an excess for the privilege – See what they work here.

Alternatively, campsites and hostels offer a wide range of accommodation of a quality which often surprises new visitors at a very reasonable price.

Save in the Right Way

When you start to save, make sure it’s with the best account. Interest rates are historically low, but decent rates can still be found if you search for the best savings accounts. The rates change regularly, so keep your eye out for the best deals and check that you’re happy with any terms and conditions.

Regular savings accounts are a good option if your trip is at least 12 months away, and the promotional interest rates for these can be particularly good.

If you’re struggling to save regular sums, do your weekly or monthly budget in detail and keep a spending diary to see where savings can be made. Often, money is frittered away through unplanned or ill-considered spending, such as snacks, magazines, drinks or other small purchases that add up surprisingly fast.

Try making your own lunch each day for a month rather than buying it when you’re at work. This can save a significant sum on your holiday, and you can make healthier choices too.

Plan for Success

Look at the holiday and parts of it in which money is often spent unnecessarily. Airports are a classic example, full of shiny gizmos, overpriced food, souvenirs, and expensive things you don’t need.

Prepare with snacks, eat beforehand and bring your own reading material to ensure your money is used on your holiday.

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